Paycheck calculator (2026)
Enter your annual salary, pick your state and pay frequency to estimate your net paycheck under 2026 tax rules.
What comes out of a paycheck
Employers withhold federal income tax (10%–37% across the 2026 brackets), Social Security (6.2% up to the $184,500 wage base), Medicare (1.45%, plus 0.9% over $200,000) and, in most states, state income tax.
This tool models a single filer taking the $16,100 standard deduction, with no 401(k), health premiums or other pre-tax deductions.
Estimates for reference only, based on 2026 published rates. Not tax, legal or financial advice.
Frequently Asked Questions
Why is my real paycheck different?
Pre-tax benefits (401(k), health insurance), extra withholding, local taxes and filing status all shift the number. This is a baseline estimate under 2026 rules.
Which states have no income tax?
Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming don't tax wages in 2026.
What is FICA?
The payroll taxes that fund Social Security and Medicare: 7.65% total from you, matched by your employer.